Update : Paytm now suspends 2% charges on credit cards. Paytm levied a 2% fee when a user used credit card to top up their Paytm e-wallet. Paytm updated their policy to avoid misuse, however they have reverted back, so no 2% fee on Credit Card usage.
PayTM has updated their app, the new update now allows merchants to transfer up to Rs. 50K into their bank account directly. The update also lets users scan PayTM QR codes via email / gallery / Whatsapp.