Vijay Sales is offering up to 65% off selected electronics and home appliances in its Diwali Sale 2026. The range covers smartphones, laptops, TVs, audio products and kitchen appliances, with additional bank benefits on eligible purchases. Offer dates vary by card: the announced ICICI Bank and Federal Bank deals run until 10 November 2026, while several other card offers continue until 15 November.
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What Is Included in the Vijay Sales Diwali Sale?
The sale includes phones, tablets, smartwatches and laptops from brands such as Samsung, OnePlus, Google, Vivo, OPPO, Nothing, realme, Redmi, ASUS, HP, Lenovo and Dell. Audio options include earbuds, headphones and speakers from boAt, Noise, JBL, Sony and other brands.
For home upgrades, the selection covers televisions, soundbars, refrigerators, washing machines, air conditioners, air purifiers and vacuum cleaners. Air fryers, mixer grinders, microwaves, coffee makers and grooming products are also part of the festive range. The advertised 65% figure is a maximum discount on selected products, not a flat reduction across the catalogue.
Bank Offers and Important Dates
ICICI Bank: The announced offer runs from 6 to 10 November 2026. Credit card EMI purchases of ₹12,500 and above can get an instant discount of up to ₹15,000. Non-EMI purchases of ₹50,000 and above can get up to ₹10,000. These are maximum benefits, not the discount payable at the minimum purchase amount.
HSBC Bank: From 6 to 15 November, eligible credit card EMI transactions of ₹20,000 and above can get up to ₹15,000 off. Non-EMI transactions of ₹20,000 and above can get up to ₹6,000 off.
RBL Bank: The announced 6–15 November offer provides up to ₹15,000 off eligible credit card EMI and non-EMI transactions of ₹15,000 and above. A separate offer from 16 to 30 November provides up to ₹4,000 off credit card EMI purchases above ₹20,000.
Federal Bank: The offer ends on 10 November. The bank’s terms list a ₹15,000 minimum order value, with up to 10% off capped at ₹3,000 for credit card EMI and ₹2,000 for debit cards and credit card non-EMI purchases. It is limited to one use per card during the campaign, with exclusions for some co-branded cards.
How the HDFC EMI Discount Works
HDFC Bank credit and debit card EMI purchases start qualifying at ₹5,000, but the discount follows spending slabs. For example, the listed benefit is ₹500 on purchases from ₹5,000 to ₹15,000, and ₹1,000 from ₹15,001 to ₹30,000. The maximum ₹15,000 benefit applies to the highest spending slab of around ₹2.5 lakh and above.
The current online HDFC terms list an offer period from 1 October to 30 November 2026 and eligible EMI tenures starting at six months. One card is allowed against one invoice, and multiple bank offers cannot be combined on that invoice.
Offline Offers and Payment Conditions
Some announced benefits are limited to physical stores. These include ONECARD EMI discounts of up to ₹20,000 on eligible transactions of ₹15,000 and above, and Standard Chartered’s 10% EMI discount capped at ₹10,000 on purchases above ₹10,000. The HDFC Mastercard debit card offer of up to ₹6,000 on purchases of ₹15,000 and above is restricted to Saturdays and Sundays at offline stores.
The exact benefit depends on the card, purchase amount, product and EMI tenure. EMI interest, processing fees and taxes can change the final cost. Online and store promotions can differ, so the card-specific amount shown for the chosen product matters more than the headline maximum.
Where to Shop
The sale is available through Vijay Sales stores and vijaysales.com. There is no single confirmed closing date for the entire sale; the card-offer dates above should not be treated as the end date for every product deal.
For a related audio option on Amazon India, Check out Sony WH-CH520 headphones.
Related reading: ASUS Zenbook 14 India launch and features, Xiaomi camera phones for Diwali 2026 and kitchen and home appliance picks for the festive season.